You might think that this will be an introspective post of me trying to find out why I am here, in this world, but you are wrong! I am asking myself why I am here writing this blog when I should focus on a systematic review writing that will pay me. I am really finding it hard to start. I just can’t begin to. I would instead do 1,000 multiple things that don’t relate to the activity I am supposed to do. I wonder if anyone else has the same challenge.
I think my last posts have been complaints, and I know better. So let me celebrate myself for getting 15/18 things done in my office checklist before we went on holiday. Today was our last day in the office, taking a break to smell the flowers and do the right things in life. In fact, this is the season we work for. At least let me say that this is one of the seasons that keeps me at work because I get to spend quality time with those I love. Quality and carefree, hence why work is important to me.
However, I am finding it difficult because this specific season only gets me the short end of the stick. For starters, I will not be with my mum this Christmas. I am spending most of Christmas with Feli, and the rest of the days, well, you guessed it. I will be alone in my house trying to gain some energy for the new year. But mostly, this decision has been made because of my 2022 focus which will be on my finances. I am not a high-income earner, but I consider what I earn sufficient. However, I always have more months left than the money, and this time I have decided this will be the end of it.
I have developed a yearly budget and will try to review it weekly with the budget against the actual. My major loopholes are ordering food and groceries and Littlecab, our Kenyan Uber. I cannot drive to save a life, so I uber a lot. So I am focusing on eating meals made by me because I am a good cook who enjoys her meals and I will try to use public transport more often until I can learn to drive and get a car. So as I save on these costs, I am looking at getting to about 50% of my income saved. I am currently at about 20% of income saved per month, but I want to see the difference this intentional spending will make in the 12 months.
So if time allows, I will document my journey to financial independence. As it is said, the journey of a thousand miles begins with one step. Here is to my first!
Love and light!